National credit counseling tools and resources are divided into two main categories interdependent and education agencies. The education credit courses teach consumers how to avoid incurring debts that can not pay, how to create and maintain a budget, the techniques for building savings, the basic skills of financial planning and money management in general. National credit counseling agencies help customers already in debt by developing payment plans, debt consolidation and negotiate payments. National credit counseling agencies usually include education credit courses as part of their services.
National Foundation for Credit Counseling
The National Foundation for Credit Counseling (NFCC) is an online information center for the tools of consumer credit. NFCC offers information on finding a credit counselor or housing, financial education resources, bankruptcy counseling, national initiatives and consumer alerts. NFCC free tools include budget worksheets, calculators, consumer tips, news, publications and financial products and a blog.
National Foundation for Credit Counseling
801 Roeder Road NFCC, Suite 900, Silver Spring, MD 20910, Tel:800-388-2227
nfcc.org
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National Credit Counseling – Federal Trade Commission
The Federal Trade Commission (FTC) offers a free consumer resource that tells you what to look for when choosing a credit counselor. The FTC describes the practices of legitimate credit counseling, the red flags to note when buying an agency and a list of questions for a potential service provider. This resource also explains the facts and misconceptions about the plans and debt management programs debt negotiation and how to avoid being scammed.
Federal Trade Commission
Consumer Response Center, 600 Pennsylvania Avenue, NW, Washington, DC 20580, Tel:877-382-4357
ftc.gov
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National Credit Counseling – Credit.org
Credit.org offers free access to an extensive archive of financial credit and debt articles education. Articles include a wide range of topics such as: credit cards and credit score tips, teaching children about money, divorce and debt, budgeting, basic rules of money management, developing a winning attitude finance, financial danger signs, advance planning , impulse control shopping, dining out on a budget, avoiding excessive lending for college and housing and mortgage advice.
Trampoline
4351 Latham Street, Riverside, CA 92501, Tel:800-431-8456
credit.org
